Privacy Policy for Deletio

Effective Date: July 8, 2025

This privacy policy applies to the mobile application "Deletio: Debt Payoff Calc" (the "App"), developed by Luxboros.

1. No Data Collection

We believe your financial data is your own. Deletio is designed with a "privacy by design" philosophy. The App does not collect, store, transmit, or share any personal or sensitive user data.

2. Local Calculations

All calculations performed within the App (including loan total, monthly payment, and interest rate) are processed exclusively on your device. This information is never sent to any external server and is discarded when you close the app.

3. No Accounts or Sign-Ups

Deletio does not require you to create an account or sign up for any service. The App is fully functional without any form of user registration.

4. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy within the App's store listing.

5. Contact Us

If you have any questions about this Privacy Policy, you can contact us at: deletio@luxboros.com